good question prasad. It just proves that your thinking in right direction.
We all must be wondering what is the begining karma ?
when a soul takes human body for first time, what balance karma it had and what made it commit into new karma.
well, there might be many theories but the harsh reality is that, there's no begining or end.
Its an infinite loop and its actually a dream of the creator.
Its hard to accept this fact because we strongly believe that our consciousness is true and collective consciousness of millions of humans around us cannot be a silly dream. It has to be real.
Imagine, you're in a dream and someone like me tells you that this is actually dream, will you believe me then ?
No.. because your subconscious mind is making you believe that dream is real at that instance.
Unless you wakeup, you won't realise that i was right.
In the past, there were few members in this forum who wanted to know shortcut methods to change karma and firmly believed that it can be done instantly.
A school kid can play with computer and when it crashes, he thinks its easy to fix it and wants others to quickly do it.
He wont understand how a computer actually works, until he grows up and studies computer science.
If you tell him that he's a kid and he needs to study, understand and growup, he won't listen.
Instead, he'll argue that you dont know, so you're trying to find ways to escape from question.
Even when we were kids, we might have thought same about our elders.
Now that we grew up to some extent, we understood meaning behind their words.
I can explain more on how we got karma, but before that try to read this book
If you understand tamil/telugu, you'll find its language edition from Ramanashramam.
English version is in amazon.com
After reading it, comeback and discuss.